Category Archives: Respecting My Financial Space

Healthcare is a consumable, let’s act like consumers

Why aren’t medical practices being run like consumer businesses?

Why should I pay in full BEFORE services are rendered?  Do I hand over my money to Publix supermarket and walk out of there without my groceries?  Do I pay Toyota BEFORE they fix my car? Of course not!  So, why should I pay the dentist in advance, when I’m not going to walk out of there today with my crown?

And why do we need insurance, anyway?  Insurance is nothing more than legalized gambling.  The insurance company is betting that the consumer will not get sick, and the consumer is betting that they WILL get sick. And isn’t that just putting negative karma into the universe? If you EXPECT to get sick and prepare to get sick won’t you … get sick?

We would not need insurance if the rates were reasonable and competitive. Why is there no competitive pricing from which consumers can choose? “Crazy Dr. Eddie – his prices are IN-SANE!” (I think only people from the northeastern USA who grew up in the 60s and 70s will get that reference). If competitive pricing were in effect, we’d be able to afford doctors and surgery and dentistry without insurance, and without taking out a second mortgage… that is, if we can even qualify for a mortgage these days.

Medical professionals say they have to charge so much because a) they owe so much in student loans, and b) malpractice insurance. Again with the freakin’ insurance! If it wasn’t so easy to sue people these days, they wouldn’t need the freakin’ malpractice insurance! And if education wasn’t so exorbitantly expensive, they wouldn’t have quite so much in student loans.

What the world really needs right now is for someone to find and push the global economic reset button.